
Maximize your savings and earn more with a 1-Year GIC at 5.25% from Luminus Financial.






Non-BMO ATM withdrawals
1 Canadian withdrawal included per month then $2 each in Canada, $5 each outside Canada
Non-BMO ATM withdrawals
1 Canadian withdrawal included per month then $2 each in Canada, $5 each outside Canada
Non-BMO ATM withdrawals
1 Canadian withdrawal included per month then $2 each in Canada, $5 each outside Canada
1 Canadian withdrawal included per month then $2 each in Canada, $5 each outside Canada
Inactive or Dormant Accounts
$5/month
$5/month
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At Luminus Financial, we’re committed to helping you reach your long-term financial goals — including a strong and secure retirement. That’s why we’re excited to offer new competitive RRSP rates that help your savings work harder for you. New RRSP Term Rates Designed for Your Future Whether you’re planning ahead or catching up on contributions, our latest Registered Retirement Savings Plan (RRSP) rates are crafted with your retirement goals in […]
A new year (or a fresh contribution limit) can feel like a quiet reset button. Your TFSA contribution room has grown, and that’s an opportunity.
There is no excerpt because this is a protected post.
At Luminus Financial, we’re committed to helping you reach your long-term financial goals — including a strong and secure retirement. That’s why we’re excited to offer new competitive RRSP rates that help your savings work harder for you. New RRSP Term Rates Designed for Your Future Whether you’re planning ahead or catching up on contributions, our latest Registered Retirement Savings Plan (RRSP) rates are crafted with your retirement goals in […]
A new year (or a fresh contribution limit) can feel like a quiet reset button. Your TFSA contribution room has grown, and that’s an opportunity.
We often send out our newsletter with news and great offers. We will never disclose your data to third parties and you can unsubscribe from the newsletter at any time.
Dear Members: In connection with the audit of the financial statements of Luminus Financial Services & Credit Union as at December 31, 2025 and for the year then ended, please review your statement. If it does not agree with your records, please report any differences directly to our auditors, MNP LLP: Bryn Hafer, bryn.hafer@mnp.ca, (416) 617-3074.
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