Infinite Chequing Account

Experience true financial flexibility


Limitless banking, endless possibilities

At Luminus Financial, we believe in banking designed to simplify your life. With the Infinite Chequing Account, we're rewriting the rules, putting you in the driver's seat of your financial journey.

The Infinite Chequing Account difference

Zero monthly fees
Fee-free transactions
Overdraft protection
Buyer protection coverage

Account features

Zero monthly fees
Your money should work for you, not the other way around. With no monthly fees, experience true financial freedom and keep more of what you earn. 
No minimum balance
Say goodbye to the stress of maintaining a minimum balance. The Infinite Chequing Account gives you the flexibility to manage your money on your terms.
Fee-free transactions
Banking should be seamless, not costly. Enjoy the freedom of fee-free transactions, allowing you to focus on what matters most—your financial goals. 
Free online banking
Welcome to banking in the palm of your hand. Our user-friendly online platform lets you access your account anytime, anywhere, making managing your money a breeze.
Overdraft protection

Life's unpredictable, but your finances don't have to be. Members who set up their Infinite Chequing Account with direct deposit of their full payroll or pension are eligible to enjoy overdraft protection in the same amount as their monthly deposits*. Just ask us how!

Buyer protection
Shop with confidence! Your purchases are shielded for 120 days, whether it's a stolen gadget, a broken appliance, or even a gift damaged in an unforeseen mishap.
Extended warranty
Double the warranty on your purchases for up to two years, all at no extra cost. No applications, no fees—just added peace of mind for your valued possessions.

Discover unmatched protection for your purchases with Luminus Financial!

Get an in-depth look at our exclusive buyer protection, only for credit union members!
As a Luminus Financial member, you get exclusive access to our buyer protection and extended warranty programs, facilitating a worry-free shopping experience.

Enjoy 120-day coverage for most retail items, including gifts, against theft, damage, and more. Plus, our extended warranty doubles your warranty period for up to two years, all seamlessly integrated with your Luminus MEMBER CARD®.

Experience a new level of security and peace of mind with Luminus Financial.

Frequently asked questions

Member news & articles

July 6 limited time special offers credit cards

Tips for Fixing Your Credit Score

Your credit score is like a financial report card that lenders use to assess your reliability as a borrower. A good credit score can open doors to competitive interest rates [...]
Read more

Maximizing Your Investments: Understanding TFSA and RRSP Strategies

If you're pondering over where to allocate your hard-earned money, the choice between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP) might seem like a daunting [...]
Read more
RESP Savings

Investing in Your Child’s Future: Unlocking Government Support with RESPs

In an era where the cost of post-secondary education is soaring, planning how you will pay for your child's academic future has never been more critical. One powerful solution is [...]
Read more

Ready to get started?

© 2023 Luminus Financial. All rights reserved. | View our Legal and Privacy Policy pages.

Skip to content