
Maximize your savings and earn more with a 1-Year GIC at 5.25% from Luminus Financial.






Non-BMO ATM withdrawals
1 Canadian withdrawal included per month then $2 each in Canada, $5 each outside Canada
Non-BMO ATM withdrawals
1 Canadian withdrawal included per month then $2 each in Canada, $5 each outside Canada
Non-BMO ATM withdrawals
1 Canadian withdrawal included per month then $2 each in Canada, $5 each outside Canada
1 Canadian withdrawal included per month then $2 each in Canada, $5 each outside Canada
Inactive or Dormant Accounts
$5/month
$5/month
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Halfway through the year is a good time to check in on your savings goals. Reflect on what’s working, reset what needs adjusting, and celebrate the progress you’ve already made. The goals you set in January may not look the same by the time summer rolls around. Maybe the plan was to build an emergency fund, save for a trip, pay down debt, or […]
Personal loans can be useful tools when used wisely, but they aren’t always the right answer. Learn when borrowing makes sense, warning signs to watch for, and how to build a repayment plan.
Summer fun doesn’t have to wreck your budget. Learn simple ways to plan fun-money envelopes, save on travel, and manage family costs without missing the season.
Halfway through the year is a good time to check in on your savings goals. Reflect on what’s working, reset what needs adjusting, and celebrate the progress you’ve already made. The goals you set in January may not look the same by the time summer rolls around. Maybe the plan was to build an emergency fund, save for a trip, pay down debt, or […]
Personal loans can be useful tools when used wisely, but they aren’t always the right answer. Learn when borrowing makes sense, warning signs to watch for, and how to build a repayment plan.
Summer fun doesn’t have to wreck your budget. Learn simple ways to plan fun-money envelopes, save on travel, and manage family costs without missing the season.
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Dear Members: In connection with the audit of the financial statements of Luminus Financial Services & Credit Union as at December 31, 2025 and for the year then ended, please review your statement. If it does not agree with your records, please report any differences directly to our auditors, MNP LLP: Bryn Hafer, bryn.hafer@mnp.ca, (416) 617-3074.
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