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Don’t let high credit card interest rates stand in the way of your financial progress. Make the smart move with your credit and take advantage of our Balance Transfer offer.
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Adulting is hard. Your banking shouldn't be.

If you’re 25 or under, managing your money just got easier with our Infinite Chequing account—our most premium option, and it’s completely FREE with no strings attached!
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Access exclusive member benefits, including preferred investment rates, bonuses, discounted loans/mortgages and more.
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Canada Post Service Interruption

Due to the ongoing Canada Post strike, many Canadians are experiencing delays in receiving their mail, including important financial documents like member statements. While we are unable to influence the…
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Understanding High-Ratio Mortgages: 

Buy Your Home Sooner with a Smaller Down Payment Becoming a homeowner is a major milestone, but saving up for that big down payment can feel overwhelming, especially with the…
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GET TO KNOW OUR ACCOUNTS: Infinite Chequing Account

Luminus Financial is proud to introduce the all-new Infinite Chequing Account, designed to offer unparalleled freedom and flexibility for your finances. With zero monthly fees and no minimum balance requirements,…
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Discover the credit union difference

Member-owned
Credit unions operate as member-owned cooperatives, prioritizing member needs.
Not-for-profit
Operating as not-for-profit entities, credit unions offer better rates, lower fees, and returns on member shares.
Community focused
Rooted in communities, credit unions invest locally and prioritize a people-first approach.
Democratic decisions
Members have equal voting power, ensuring a democratic structure in credit unions.
Personalized service
Known for attentive service, credit unions provide individualized attention to members.
Better rates, lower fees
Credit unions offer favorable rates and lower fees due to their not-for-profit status.
Local decision-making
Credit unions make decisions locally, ensuring quick approvals and flexibility for members.
Financial education
Credit unions actively promote financial literacy, empowering members with resources.

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