PERSONAL
BUSINESS
Luminus Financial Banner Logo

Classic Business Chequing

An account for your day-to-day banking needs

A BETTER WAY TO BANK

Banking tailored to your business

Whether you're a sole proprietor, a partnership, or a corporation, Luminus Financial understands that your business is unique. That's why our Classic Business Chequing Account is designed to cater to your day-to-day financial needs. With this account, you gain unprecedented control over your finances, paying only for the services you use.

Simple and transparent

Easy-to-understand pricing
Our pay-as-you-go pricing allows you to control your monthly expenses.
Tools that grow with you
Access a wide variety of products and services that grow with your business.
Your money is secure
Insurable nonregistered deposits are covered up to $250,000*

Account features

Pay-as-you-go convenience
Control costs with the Classic Business Chequing Account, where you pay exclusively for the services you use to handle your daily financial affairs. See our fees.
Flexible deposit options
Make deposits effortlessly in-branch or through ATMs using your Luminus MEMBER CARD® debit card.
Comprehensive
service access
Enjoy access to a wide range of services tailored to meet your business needs, including cheques, money orders, certified cheques, stop payments, bill payments, wire transfers, term deposits, investments, and more.
Financial security
Insurable nonregistered deposits are covered up to $250,000 through the Financial Services Regulatory Authority of Ontario (FSRA), providing peace of mind for your business finances.

Ready to elevate your business banking experience?

Open a Classic Business Chequing Account now and enjoy a straightforward approach to managing your finances. It's banking made simple, just for you.

Discover unmatched protection for your business purchases with Luminus Financial!

For an in-depth look at the exclusive benefits for credit union members and comprehensive coverage details, click here for the full summary.
As a Luminus Financial member, you get exclusive access to our Buyer Protection and Extended Warranty programs, giving you a worry-free shopping experience.

Enjoy 120-day coverage for most retail items, including gifts, against theft, damage, and more. Plus, our Extended Warranty doubles your warranty period for up to two years, all seamlessly integrated with your Luminus MEMBER CARD®.

Experience a new level of security and peace of mind with Luminus Financial.

Frequently asked questions

The Classic Business Chequing Account is a specialized banking solution designed to meet the unique financial needs of businesses. It offers a range of services and features to facilitate day-to-day business transactions. 

The account stands out with its pay-as-you-go pricing model, flexibility in service choices, and a comprehensive range of features, making it a tailored solution for business owners seeking control and convenience in their finances. 

The account is available to businesses of all sizes, including sole proprietors, partnerships, and corporations. 

With pay-as-you-go pricing, you pay only for the specific services you use. This flexible approach allows you to tailor your expenses based on your business requirements. 

The Classic Business Chequing Account provides access to a comprehensive suite of services, including cheques, money orders, certified cheques, stop payments, bill payments, wire transfers, term deposits, investments, and more. 

To open an account, visit any of our branches or apply online. Our dedicated team is ready to assist you throughout the process. 

Member news & articles

July 6 limited time special offers credit cards

Tips for Fixing Your Credit Score

Your credit score is like a financial report card that lenders use to assess your reliability as a borrower. A good credit score can open doors to competitive interest rates…
Read more
TFSA or RRSP

Maximizing Your Investments: Understanding TFSA and RRSP Strategies

If you're pondering over where to allocate your hard-earned money, the choice between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP) might seem like a daunting…
Read more
RESP Savings

Investing in Your Child’s Future: Unlocking Government Support with RESPs

In an era where the cost of post-secondary education is soaring, planning how you will pay for your child's academic future has never been more critical. One powerful solution is…
Read more

Ready to get started?

© 2023 Luminus Financial. All rights reserved. | View our Legal and Privacy Policy pages.

Skip to content