Classic Business Chequing

An account for your day-to-day banking needs


Banking tailored to your business

Whether you're a sole proprietor, a partnership, or a corporation, Luminus Financial understands that your business is unique. That's why our Classic Business Chequing Account is designed to cater to your day-to-day financial needs. With this account, you gain unprecedented control over your finances, paying only for the services you use.

Simple and transparent

Easy-to-understand pricing
Our pay-as-you-go pricing allows you to control your monthly expenses.
Tools that grow with you
Access a wide variety of products and services that grow with your business.
Your money is secure
Insurable nonregistered deposits are covered up to $250,000*

Account features

Pay-as-you-go convenience
Control costs with the Classic Business Chequing Account, where you pay exclusively for the services you use to handle your daily financial affairs. See our fees.
Flexible deposit options
Make deposits effortlessly in-branch or through ATMs using your Luminus MEMBER CARD® debit card.
service access
Enjoy access to a wide range of services tailored to meet your business needs, including cheques, money orders, certified cheques, stop payments, bill payments, wire transfers, term deposits, investments, and more.
Financial security
Insurable nonregistered deposits are covered up to $250,000 through the Financial Services Regulatory Authority of Ontario (FSRA), providing peace of mind for your business finances.

Ready to elevate your business banking experience?

Open a Classic Business Chequing Account now and enjoy a straightforward approach to managing your finances. It's banking made simple, just for you.

Discover unmatched protection for your business purchases with Luminus Financial!

For an in-depth look at the exclusive benefits for credit union members and comprehensive coverage details, click here for the full summary.
As a Luminus Financial member, you get exclusive access to our Buyer Protection and Extended Warranty programs, giving you a worry-free shopping experience.

Enjoy 120-day coverage for most retail items, including gifts, against theft, damage, and more. Plus, our Extended Warranty doubles your warranty period for up to two years, all seamlessly integrated with your Luminus MEMBER CARD®.

Experience a new level of security and peace of mind with Luminus Financial.

Frequently asked questions

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