Personal Loans

A loan designed with you in mind


Invest in yourself, your experiences, and your future

Sometimes a personal loan makes the most financial sense. A loan can boost your credit, finance a dream, or provide the financial wiggle room you need to move forward. No matter what you need a personal loan for, we’re here to help make sure you find the loan that fits your unique financial goals.

Saving made easy

Whatever you need
Taking the trip of a lifetime or buying a car? No matter what you need the funds for, we’re here to help.
Flexible terms
We’ll help build a payment plan that matches your life. Take up to 7 years to repay your loan without penalty.
Simple repayment
Automate your loan payments with direct debit and payroll deductions.

Account features

Flexible financing
We offer a range of personal loans, from education loans to car loans. We’re here to help meet your financial goals. Whatever your dream or aspiration, we have the right loan for you.
Quick loan application
Life is too short to postpone your dreams. With our quick and hassle-free application process, you can access the funds you need promptly. Don't wait for tomorrow; make it happen today.
Extended repayment
Enjoy the convenience of up to seven (7) years to repay your loan. This extended term allows you the flexibility to manage your finances without unnecessary stress.
Automated payments
Simplify your life with payroll deductions or direct debit options that can be automated. This ensures timely payments, giving you peace of mind and helping you stay on top of your financial commitments effortlessly.
Online loan management
Take control of your loan from the comfort of your home. Our user-friendly online platform allows you to manage your loan, track payments, and access important information with ease.
Personal Loans Application

Don't let financial constraints hold you back

Experience the freedom to achieve your goals with a Luminus Financial Personal Loan. Apply today and take the first step toward turning your dreams into reality.

Frequently asked questions

Member news & articles


Maximizing Your Investments: Understanding TFSA and RRSP Strategies

If you're pondering over where to allocate your hard-earned money, the choice between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP) might seem like a daunting [...]
Read more
RESP Savings

Investing in Your Child’s Future: Unlocking Government Support with RESPs

In an era where the cost of post-secondary education is soaring, planning how you will pay for your child's academic future has never been more critical. One powerful solution is [...]
Read more
Retirement RRSP Basics

RRSP Basics – Setting Retirement Goals and Saving for Your Future

Feeling overwhelmed trying to understand Registered Retirement Savings Plans? We’re here to help. Setting and achieving financial goals is something that we all strive to do. But when it comes [...]
Read more

Ready to get started?

© 2023 Luminus Financial. All rights reserved. | View our Legal and Privacy Policy pages.

Skip to content