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Loans

Flexible financial tools that give you more

BORROWING MADE SIMPLE

Loans for any need

At Luminus Financial, we understand that your financial journey is unique. Whether you have specific plans and are ready to apply or are simply exploring options, our range of personal loans is designed to unlock possibilities for you. Let's dive into how Luminus can be your financial partner.

What makes our loans different

Versatile solutions
From home renovations to pursuing higher education, we're here to support your unique aspirations.
Customized options
Enjoy loans tailored to your needs, offering repayment terms of up to 7 years.
Payment flexibility
Choose a payment plan that suits your lifestyle: weekly, biweekly, semi-monthly, or monthly.
Online account management
Keep track of your loans anytime, anywhere, with our user-friendly online platform.

Loan products

Personal Loan

No matter what you need, we can help find a personal loan that fits your unique financial goals.
  • Competitive rates: Fixed and variable rates available based on your needs.
  • Versatile options: Use for whatever you need, from home improvements to education loans with up to 7 years repayment.
  • Online tools: Manage your loans with simple online tools and never miss a payment.
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Personal Line of Credit

Access funds whenever you need them, without the hassle of reapplying.
  • True flexibility: Access funds whenever you need them.
  • Simple repayment: Only pay interest on what you borrow with interest calculated daily.
  • Rates: Keep costs simple with rates tied to the Luminus Prime rate.
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Consolidation Loan

Combine multiple debts into one manageable loan, simplifying your financial life.
  • Simplify your payments: Consolidate multiple debts into one low-interest loan.
  • Expert advice: Get helpful guidance from our team of advisors to help tidy up your financial landscape.
  • Rates: Enjoy competitive repayment terms based on the Luminus Prime rate.
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Luminus Financial Loans
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Ready to make your dreams a reality?

Whether you have a specific plan in mind or simply want to explore your options, our team is here to assist you. Contact us to set up an appointment or get preapproved today. At Luminus Financial, your financial goals are our priority. Your journey to financial freedom begins here!
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Member news & articles

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Canada Post Service Interruption

Due to the ongoing Canada Post strike, many Canadians are experiencing delays in receiving their mail, including important financial documents like member statements. While we are unable to influence the…
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Understanding High-Ratio Mortgages: 

Buy Your Home Sooner with a Smaller Down Payment Becoming a homeowner is a major milestone, but saving up for that big down payment can feel overwhelming, especially with the…
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GET TO KNOW OUR ACCOUNTS: Infinite Chequing Account

Luminus Financial is proud to introduce the all-new Infinite Chequing Account, designed to offer unparalleled freedom and flexibility for your finances. With zero monthly fees and no minimum balance requirements,…
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