Buyers Protection

Shop confidently with buyer protection


Secure shopping that you can trust

Welcome to the enhanced shopping experience with Luminus Financial's MEMBER CARD® debit card! When you use our debit card for your purchases, you're not just buying—you're investing in peace of mind. Explore the comprehensive benefits of our Buyer Protection Insurance and Extended Warranty programs below.

Simple and transparent

Purchase protection
Shop with confidence knowing that purchases made with your MEMBER CARD® debit card are covered in case of damage or loss.
Extended warranty coverage
Double the warranty period of items purchased with your MEMBER CARD® debit card as long as the manufacturer’s warranty is valid in Canada for five years or less.

Member-only benefit features

Member news & articles


Maximizing Your Investments: Understanding TFSA and RRSP Strategies

If you're pondering over where to allocate your hard-earned money, the choice between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP) might seem like a daunting [...]
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RESP Savings

Investing in Your Child’s Future: Unlocking Government Support with RESPs

In an era where the cost of post-secondary education is soaring, planning how you will pay for your child's academic future has never been more critical. One powerful solution is [...]
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Retirement RRSP Basics

RRSP Basics – Setting Retirement Goals and Saving for Your Future

Feeling overwhelmed trying to understand Registered Retirement Savings Plans? We’re here to help. Setting and achieving financial goals is something that we all strive to do. But when it comes [...]
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