The Luminus Infinite Savings Account for Business (formerly known as the Business Investment Savings Account or ISA), is a high-interest savings account tailored for businesses. It allows businesses and organizations to earn substantial returns on their deposits while maintaining the flexibility to withdraw funds as needed.
Luminus Financial is renowned for consistently offering one of the highest Investment Savings Account rates in the industry. By choosing the Luminus Investment Savings Account for Business, your organization can benefit from competitive interest rates, ensuring your money consistently works harder for you.
Yes, absolutely. One of the key advantages of the Infinite Savings Account for Business is its flexibility. While earning higher interest on your deposits, you retain the freedom to withdraw funds whenever your business requires liquidity.
No, there are no penalties for withdrawing funds from the Business ISA. Enjoy the freedom to access your money without worrying about hidden charges.
Opening a Business ISA with Luminus Financial is simple. You can visit any of our branches or apply online. Our dedicated team is ready to assist you through the process.
Interest on the Business ISA is compounded monthly. Please refer to our terms and conditions for specific details on interest compounding.
Yes, the Luminus Business ISA is covered by deposit insurance. Insurable nonregistered deposits are covered up to $250,000 through the Financial Services Regulatory Authority of Ontario (FSRA).
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