• Introducing new Visa Credit Cards!
  • Consider investing in additional membership shares.

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Learn & Discover

Going on a trip?

Buy foreign currency at competitive exchange rates. No FEES on orders over $500. Read More

It's a money thing!

We're making financial literacy fun! Click here to watch our educational videos on important financial topics like budgeting, loan basics, compound interest, and credit cards.

Our Promise to our Members

As a member-owner of Luminus Financial, you have our commitment to live up to our promise of a clearly better banking experience. Read More

ding free® from sea to sea

From BC to Newfoundland, our members have access to over 2400 surcharge-free ATMs. Added up, that’s a bigger ATM network than most banks. And it’s all ding free®Read More

News & Updates

New Service Fees Coming to Luminus

Effective October 1, 2019 a number of our service fees will be changing to better reflect market rates and costs. Read about the updates here.

New Security Upgrade! PAC changes for Online & Mobile Banking

All members are required to login to their online/mobile banking accounts and create new more secure Personal Access Codes (PACs). How to change your PAC page.

Luminus Financial Prime Rate change to 3.95%

Please note that the Luminus Financial Prime rate has changed to 3.95% effective October 25, 2018.  For all current rates please visit our rates page

Looking to purchase Investment Shares? Now is the time.

For a limited time, add your name to our list and have a chance to purchase Investment Shares. Click here to learn more.

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Security Tip

Never leave your computer unattended, especially if you are logged into your online banking.

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