Learn & Discover
Going on a trip?
Buy foreign currency at competitive exchange rates. No FEES on orders over $500. Read More
It's a money thing!
We're making financial literacy fun! Click here to watch our educational videos on important financial topics like budgeting, loan basics, compound interest, and credit cards.
Our Promise to our Members
As a member-owner of Luminus Financial, you have our commitment to live up to our promise of a clearly better banking experience. Read More
ding free® from sea to sea
From BC to Newfoundland, our members have access to over 2400 surcharge-free ATMs. Added up, that’s a bigger ATM network than most banks. And it’s all ding free®. Read More
News & Updates
We're Hiring!
Luminus Financial is seeking a Member Service Leader for our Financial Hub in Downtown Toronto. Learn More
Get 500 Bonus Points When You Transfer Your Balance to a Luminus Visa
Transfer your balance from an existing credit card to a Luminus Visa and earn 500 bonus points! Learn more here.
New Service Fees Coming to Luminus
Effective October 1, 2019 a number of our service fees will be changing to better reflect market rates and costs. Read about the updates here.
New Security Upgrade! PAC changes for Online & Mobile Banking
All members are required to login to their online/mobile banking accounts and create new more secure Personal Access Codes (PACs). How to change your PAC page.
Luminus Financial Prime Rate change to 3.95%
Please note that the Luminus Financial Prime rate has changed to 3.95% effective October 25, 2018. For all current rates please visit our rates page
