• Get 500 bonus points when you transfer to a Luminus Visa
  • Introducing new Visa Credit Cards!
  • Consider investing in additional membership shares.

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Learn & Discover

Going on a trip?

Buy foreign currency at competitive exchange rates. No FEES on orders over $500. Read More

It's a money thing!

We're making financial literacy fun! Click here to watch our educational videos on important financial topics like budgeting, loan basics, compound interest, and credit cards.

Our Promise to our Members

As a member-owner of Luminus Financial, you have our commitment to live up to our promise of a clearly better banking experience. Read More

ding free® from sea to sea

From BC to Newfoundland, our members have access to over 2400 surcharge-free ATMs. Added up, that’s a bigger ATM network than most banks. And it’s all ding free®Read More

News & Updates

We're Hiring!

Luminus Financial is seeking a Member Service Leader for our Financial Hub in Downtown Toronto. Learn More

Get 500 Bonus Points When You Transfer Your Balance to a Luminus Visa

Transfer your balance from an existing credit card to a Luminus Visa and earn 500 bonus points! Learn more here.

New Service Fees Coming to Luminus

Effective October 1, 2019 a number of our service fees will be changing to better reflect market rates and costs. Read about the updates here.

New Security Upgrade! PAC changes for Online & Mobile Banking

All members are required to login to their online/mobile banking accounts and create new more secure Personal Access Codes (PACs). How to change your PAC page.

Luminus Financial Prime Rate change to 3.95%

Please note that the Luminus Financial Prime rate has changed to 3.95% effective October 25, 2018.  For all current rates please visit our rates page

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