Special High-Risk Entity Members (SHREM)

Empowering high-risk businesses


Experience the Luminus advantage

At Luminus Financial, we understand that success often lies at the intersection of risk and innovation. That's why we're proud to introduce our Special High-Risk Entity Member business accounts, tailored specifically for enterprises operating in high-risk industries.

Why choose Luminus Financial?

Tailored solutions
Our Special High-Risk Entity Member accounts are designed to provide you with the financial tools and flexibility needed to thrive in your industry.
Compliance expertise
Luminus Financial has a team of experts well-versed in the regulatory requirements of businesses like yours, ensuring that you remain compliant and focused on growth.
Personalized service
Our dedicated account managers are committed to understanding your business and providing personalized support, so you can make informed financial decisions.

Account features

Simple cheque cashing
Facilitate your day-to-day operations with our specialized cheque cashing services. Enjoy quick and secure transactions, helping you manage your cash flow efficiently.
High transaction limits
We understand that high-risk businesses often involve significant transactions. Our Special High-Risk Entity Member accounts come with elevated transaction limits, ensuring you have the flexibility needed to manage your financial activities.
Quick approval processes
Time is of the essence in your industry, and we respect that. Our streamlined application process ensures quick approval, allowing you to focus on what matters most—growing your business.
Straightforward fees
Our fee structure is designed to be clear and concise, ensuring that you know exactly what to expect. No hidden charges or unexpected surprises. See our fees.
SHREM Business Accounts

Get started today

Empower your high-risk business with a financial partner that understands your unique needs. Apply for a Special High-Risk Entity Member business account with Luminus Financial today and take the first step toward financial success in your industry.

Member news & articles


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Retirement RRSP Basics

RRSP Basics – Setting Retirement Goals and Saving for Your Future

Feeling overwhelmed trying to understand Registered Retirement Savings Plans? We’re here to help. Setting and achieving financial goals is something that we all strive to do. But when it comes [...]
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