Grow faster with a business loan

Business Financing Made Simple

We're here to partner in your business journey

At Luminus Financial, our business financing isn't just a service—it's like having a savvy sidekick in your entrepreneurial journey. We offer a range of financial tools, including commercial loans, lines of credit, and consolidation loans, all tailor-made to fit your needs.


Commercial Loans & Mortgages

Our loans are tailored to meet your diverse financial needs. Whether it's expansion, equipment purchase, or operational optimization, we're here to help.
  • Flexible terms give your business the agility it needs to thrive in a dynamic market.
  • Competitive rates on loans and mortgages ensure you can invest more in growth and less in financing costs.
  • Our expert business lending team is committed to providing dedicated support and guidance through the loan process.

Business Lines of Credit

Give your business the financial breathing room it needs to thrive. Unleash flexibility, access capital when you need it, and elevate your business to new heights.
  • Funds are accessible any time without having to reapply.
  • Manage unexpected expenses, seize growth opportunities, or navigate business challenges.
  • Only pay when you use your line of credit.
  • Interest is calculated daily and charged monthly on the balance used.
  • Automate your payments and never lose track.

Business Consolidation Loans

With a consolidation loan, bid farewell to the confusion of multiple payments and welcome the clarity of a single, manageable loan installment.
  • Our advisors will work with you to assess your situation and come up with a loan option that meets your needs and keeps your business growing.
  • Benefit from competitive interest rates that provide genuine relief, allowing you to focus on repaying your debts without accumulating unnecessary costs.
  • Enjoy flexible terms that make the repayment process comfortable and adaptable to your financial situation.

Become a member today!

Luminus Financial is dedicated to designing financial products and services that work best for you. Embrace a new era of community banking—all online, all right here. Your financial journey begins with us.

Member news & articles

July 6 limited time special offers credit cards

Tips for Fixing Your Credit Score

Your credit score is like a financial report card that lenders use to assess your reliability as a borrower. A good credit score can open doors to competitive interest rates [...]
Read more

Maximizing Your Investments: Understanding TFSA and RRSP Strategies

If you're pondering over where to allocate your hard-earned money, the choice between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP) might seem like a daunting [...]
Read more
RESP Savings

Investing in Your Child’s Future: Unlocking Government Support with RESPs

In an era where the cost of post-secondary education is soaring, planning how you will pay for your child's academic future has never been more critical. One powerful solution is [...]
Read more

Ready to get started?

© 2023 Luminus Financial. All rights reserved. | View our Legal and Privacy Policy pages.

Skip to content