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Maximize your savings and earn more with a 1-Year GIC at 5.25% from Luminus Financial.
Non-BMO ATM withdrawals
1 Canadian withdrawal included per month then $2 each in Canada, $5 each outside Canada
Non-BMO ATM withdrawals
1 Canadian withdrawal included per month then $2 each in Canada, $5 each outside Canada
Non-BMO ATM withdrawals
1 Canadian withdrawal included per month then $2 each in Canada, $5 each outside Canada
1 Canadian withdrawal included per month then $2 each in Canada, $5 each outside Canada
Inactive or Dormant Accounts
$5/month
$5/month
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Starting March 12, 2026, new federal regulations will limit non-sufficient funds (NSF) fees to a maximum of $10 per transaction for personal deposit accounts at federally regulated financial institutions across Canada. This change is part of a broader effort by the federal government to make banking more affordable for Canadians and reduce the impact of […]
Attention Members: Please note our Annual General Meeting will be held on Thursday, April 2, 2026. This year’s AGM will be held in person only. For those attending, the AGM will take place at: London Gate Pub5395 Eglinton Ave WEtobicoke, ON M9C 5K6 CLICK HERE FOR DIRECTIONS The Annual General Meeting will begin at 5:30 p.m. Meeting Agenda […]
Are you passionate about governance, community-focused financial services, and helping shape the future of your credit union? Luminus Financial is looking for three (3) qualified Members to join our Board of Directors. Serving on the Board is a meaningful leadership opportunity to represent fellow Members, guide strategic direction, and support strong financial stewardship for our […]
Starting March 12, 2026, new federal regulations will limit non-sufficient funds (NSF) fees to a maximum of $10 per transaction for personal deposit accounts at federally regulated financial institutions across Canada. This change is part of a broader effort by the federal government to make banking more affordable for Canadians and reduce the impact of […]
Attention Members: Please note our Annual General Meeting will be held on Thursday, April 2, 2026. This year’s AGM will be held in person only. For those attending, the AGM will take place at: London Gate Pub5395 Eglinton Ave WEtobicoke, ON M9C 5K6 CLICK HERE FOR DIRECTIONS The Annual General Meeting will begin at 5:30 p.m. Meeting Agenda […]
Are you passionate about governance, community-focused financial services, and helping shape the future of your credit union? Luminus Financial is looking for three (3) qualified Members to join our Board of Directors. Serving on the Board is a meaningful leadership opportunity to represent fellow Members, guide strategic direction, and support strong financial stewardship for our […]
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Dear Members: In connection with the audit of the financial statements of Luminus Financial Services & Credit Union as at December 31, 2025 and for the year then ended, please review your statement. If it does not agree with your records, please report any differences directly to our auditors, MNP LLP: Bryn Hafer, bryn.hafer@mnp.ca, (416) 617-3074.
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