Could You Be Paying Less? Explore Extended Amortization & Better Rates with Luminus

Sage McArdle September 25, 2025 No Comments

When you secured your mortgage, you probably agreed to certain terms such as an interest rate, a timeline, and an amortization schedule. But life changes. Rates change. And sometimes, you…

RRSP vs TFSA: What’s the Right Choice for You?

Sage McArdle September 23, 2025 No Comments

Confused about RRSP vs TFSA? Learn the differences, advantages and best use cases for both. Discover which savings strategy fits your tax situation, timeline, and retirement goals.

Understanding Your Credit Score: What It Is and Why It Matters

luminus2024 August 19, 2025 No Comments

Ever wonder why credit scores are suddenly so important? From approving loans to determining your interest rate and even influencing rental applications or job opportunities, your credit score quietly plays…

How to Start Saving Money Even When it Seems Impossible

Sage McArdle July 23, 2025 No Comments

Think saving money is out of reach? You’re not alone. If you’ve struggled to build savings, this guide breaks down realistic, step-by-step strategies to help you start small, stay consistent,…

Why More Canadians Are Retiring With Mortgage Debt – And What You Can Do About It

jeremy@loomo.ca May 28, 2025 No Comments

A recent Financial Post article reveals that nearly one-third of Canadians are entering retirement still carrying mortgage debt—a significant shift from previous generations who typically aimed to be mortgage-free by…

Member Alert: Update on Canada Post Service Disruption

luminus2024 May 23, 2025 No Comments

As of today, May 23rd, the Canadian Union of Postal Workers (CUPW) has issued a national overtime ban, though Canada Post will continue operations. While the strike may still be…

Member Alert: Victoria Day Closure

luminus2024 May 16, 2025 No Comments

We would like to inform you that our branches will be closed on Monday, May 19th in observation of Victoria Day. We will be open during typical operating hours on Tuesday, May…

SPRING CLEAN YOUR FINANCES FINANCIAL CLUTTER TIPS

Spring Cleaning Your Finances: Easy Tips to Reduce Financial Clutter

luminus2024 May 14, 2025 No Comments

Spring has finally arrived! Cue the tulips, warmer days, and… a financial declutter? That’s right! While you’re tidying up closets and clearing out kitchen junk drawers, it’s also the perfect…

Member Alert: Possible Canada Post Service Disruption as Early as May 22

luminus2024 May 7, 2025 No Comments

Canada Post has announced that due to ongoing labour negotiations with the Canadian Union of Postal Workers (CUPW), there is a possibility of a service disruption as early as May…

Infinite Possibilities: Your 2024 Luminus Financial Annual Report is Here!

luminus2024 April 22, 2025 No Comments

We are excited to announce that the Luminus Financial 2024 Annual Report is now available for our valued member-owners. This year's report, themed "Infinite Possibilities," reflects on a year of…

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Help shape the future of Luminus Financial. Board nominations now open until March 6.

Archives

Could You Be Paying Less? Explore Extended Amortization & Better Rates with Luminus

RRSP vs TFSA: What’s the Right Choice for You?

Understanding Your Credit Score: What It Is and Why It Matters

How to Start Saving Money Even When it Seems Impossible

Why More Canadians Are Retiring With Mortgage Debt – And What You Can Do About It

Member Alert: Update on Canada Post Service Disruption

Member Alert: Victoria Day Closure

Spring Cleaning Your Finances: Easy Tips to Reduce Financial Clutter

Member Alert: Possible Canada Post Service Disruption as Early as May 22

Infinite Possibilities: Your 2024 Luminus Financial Annual Report is Here!

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