• 5-year 3.16% GIC
  • Limited Time Offer: Investment Savings Bonus
  • The right fit
  • New Credit Cards!
  • Membership Shares
  • 230GIC

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Learn & Discover

Going on a trip?

Buy foreign currency at competitive exchange rates. No FEES on orders over $500. Read More

It's a money thing!

We're making financial literacy fun! Click here to watch our educational videos on important financial topics like budgeting, loan basics, compound interest, and credit cards.

Our Promise to our Members

As a member-owner of Luminus Financial, you have our commitment to live up to our promise of a clearly better banking experience. Read More

ding free® from sea to sea

From BC to Newfoundland, our members have access to over 2400 surcharge-free ATMs. Added up, that’s a bigger ATM network than most banks. And it’s all ding free®Read More

News & Updates

Network Outages

Please note that our networks are experiencing technical difficulties. We are working hard to resolve the issue. Thank you for your understanding.

Annual Membership Dues

Please note that Annual Membership Dues will be withdrawn on November 30, 2018. Click here to learn more.

Luminus Financial Prime Rate change to 3.95%

Please note that the Luminus Financial Prime rate has changed to 3.95% effective October 25, 2018.  For all current rates please visit our rates page

Looking to purchase Investment Shares? Now is the time.

For a limited time, add your name to our list and have a chance to purchase Investment Shares. Click here to learn more.

Boost your savings from 1.75% to 2.75% for up to 12 months!

For a limited time, earn a BONUS 1% for up to 12 months on all new deposits to a Luminus Investment Savings Account. Click here to learn more.

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