Like going to the gym or eating a healthy diet, saving money is one of those concepts that’s simple to grasp but weirdly challenging to put into practice. We understand its benefits. We agree that it’s essential to our well-being. We know that it’s something we should be doing. But paycheque after paycheque, it’s the same routine: after the bills have been paid and the regular expenses have been looked after, there just isn’t quite enough left over for our savings goals.

Supporting your local community is a positive thing—it builds relationships, it strengthens the local economy, and it makes your neighbourhood a happier and healthier place to work and play. The most obvious way to support your surrounding community is with the choices you make with your dollars.

Choosing a career is tough. Whether you’re a new grad or considering a career change, it’s easy to feel overwhelmed when tasked with selecting your next gig. And why shouldn’t it? It’s an enormously costly decision, in terms of both time and money. In many cases, it defines your lifestyle: it determines where you live, how you spend your time and what you can afford. It has influence over your stress levels and your general happiness. It’s a big deal and, to complicate matters further, there are over 10,000 options to choose from—even Barbie has had 130 different careers over the years!

You just got your paycheque. Your eyes scan down the list of deductions and settle on the most important part—your take-home pay. You take that number and start subtracting your bills, your day-to-day purchases, or that expensive item you’ve got your eye on. However, hiding in the often-overlooked payroll withholdings, you may find some untapped potential.

If you use a cellphone or have an email account, you’ve almost certainly been exposed to an attempt at mass marketing fraud. Common examples include being interrupted by an annoying robocall just as you start eating lunch, or waking up to a suspicious message in your email inbox that somehow slipped through the spam filter.

Although savings goals vary from person to person and range in size and scope, it’s likely that your longest-term savings goal will be your retirement.

Auto dealers are expected to sell cars that meet certain consumer protection criteria. This may include providing a warranty that will cover the buyer’s costs if a car turns out to be a lemon. Unfortunately, some unethical dealers may attempt to bypass these laws by curbstoning.

Bulls and bears can be considered the unofficial mascots of the stock market. They represent the upward and downward movements of the stock market over a period of time and have even come to describe investor behaviour (optimistic investors are said to be bullish, while investors with a pessimistic outlook are said to be bearish).