MENU
With a minimum of $1,000 purchase of Luminus Investment Shares†, or Luminus Member Shares‡, you will be eligible for special rates and discounts on any of our investment, loan, or mortgage products. Purchase more and save/earn more—it’s as simple (and awesome) as that! Plus, as a small perk, if you have $1,025 or more of Membership Shares, we’ll waive your monthly Credit Union membership dues!
* Dividends are if, as, and when declared by the Board and are not guaranteed. Past payment of dividends is not an indicator of future dividends or the rate at which future dividends will be declared. Investment Shares are not insured by the Financial Services Regulatory Authority of Ontario (FSRA).
† Investment Shares are available to a per-member cap of $150,000. Investment Shares can only be redeemed by the shareholder after a minimum five-year period, and to a maximum of 10% of the outstanding Investment Shares of the appropriate series according to Luminus’s audited financial statements for its previous fiscal year. This is not an offering statement. Bonus rates and discounts are based on the amount of Investment Shares held. Applies to Term Deposits/GICs/ Investment Savings Accounts, or Loans and Mortgages.
‡ Membership Shares are available to a per-member cap of $1,025.
Dear Members: In connection with the audit of the financial statements of Luminus Financial Services & Credit Union as at December 31, 2025 and for the year then ended, please review your statement. If it does not agree with your records, please report any differences directly to our auditors, MNP LLP: Bryn Hafer, bryn.hafer@mnp.ca, (416) 617-3074.
© 2023 Luminus Financial. All rights reserved. | View our Legal and Privacy Policy pages.