
Rates
Prime (Rates effective 2022-04-18) | Rates |
---|---|
Luminus Financial Prime Rate | 3.20% |
Limited Time Special Offers | Rates |
---|---|
3-Year Term Deposit | 3.50% |
Investment Savings (Regular, RSP, RIF, and TFSA eligible) | Rates |
---|---|
Any Balance | 0.85% |
Investment Savings (Business) | Rates |
---|---|
Any Balance | 0.45% |
Mortgages | Rates |
---|---|
Meritline/Equity Line of Credit from | 4.75% |
Variable Open from | 4.75% |
Variable Closed from | 3.95% |
1 Year Open from | 6.95% |
1 Year Closed from | 4.25% |
2 Year Closed from | 4.45% |
3 Year Closed from | 4.60% |
4 Year Closed from | 5.19% |
5 Year Closed from | 5.69% |
7 Year Closed from | 6.29% |
Co-Op and Co-Ownership Mortgages | Rates |
---|---|
Meritline Equity Line of Credit from | 5.10% |
Variable Open from | 5.10% |
Variable Closed from | 4.30% |
1 Year Open from | 7.30% |
1 Year Closed from | 4.60% |
2 Year Closed from | 4.80% |
3 Year Closed from | 4.95% |
4 Year Closed from | 5.54% |
5 Year Closed from | 6.04% |
7 Year Closed from | 6.64% |
Loans | Rates |
---|---|
Personal Line of Credit from | 4.75% |
Personal Loan Variable from | 4.75% |
Personal Loan Fixed | 7.50% |
Vehicle Loan Variable from | 4.75% |
RRSP and Investment Loan from | 4.75% |
Overdraft Protection from | 21.00% |
Unauthorized Overdraft for: Business Chequing, Golden Chequing, Investment Savings, The Personal 1, Plan 24, Savings Bonds, TFSA and $US Chequing | 40.00% |
Term Deposits (Minimum $500 deposit, RSP, RIF and TFSA eligible) | Rates |
---|---|
30 to 59 days redeemable | 0.05% |
60 to 89 days redeemable | 0.20% |
90 to 179 days redeemable | 0.35% |
180 to 269 days redeemable | 0.45% |
270 to 364 days redeemable | 0.45% |
6 months | 1.10% |
1 Year Fixed | 1.45% |
18 Months | 1.65% |
18 Months (cashable) | 0.75% |
2 Year Fixed | 1.85% |
3 Year Fixed | 2.00% |
4 Year Fixed | 2.30% |
5 Year Fixed | 2.65% |
5 Year Escalator GIC (Minimum $500 deposit, RSP, RIF and TFSA eligible) | Rates |
---|---|
1st Year | 1.50% |
2nd Year | 2.50% |
3rd Year | 3.00% |
4th Year | 3.50% |
5th Year | 4.10% |
Average rate of | 2.92% |
3 Year Escalator GIC (Minimum $500 deposit, RSP, RIF and TFSA eligible) | Rates |
---|---|
1st Year | 1.50% |
2nd Year | 2.75% |
3rd Year | 3.50% |
Average rate of | 2.58% |
Tax-Free Savings | Rates |
---|---|
Any Balance (check yearly limit) | 0.85% |
RSP Variable | Rates |
---|---|
$0 - $5,000 | 0.05% |
$5,001 - $25,000 | 0.15% |
$25,001 and over | 0.35% |
Regular Savings | Rates |
---|---|
Plan 24 | 0.05% |
Free Chequing (Personal 1 and Golden) | Rates |
---|---|
$10,001 and over | 0.05% |
US Chequing (Paid in US funds) | Rates |
---|---|
$1,001 - $5,000 | 0.05% |
$5,001 and over | 0.15% |