PERSONAL
BUSINESS

US Chequing Account

Convenient banking, beyond borders

YOUR SOLUTION FOR US FUNDS

Simplify your cross-border banking experience

Discover the ultimate solution tailored for Canadian banking members with frequent trips to the US or those holding US assets. The US Chequing Account from Luminus Financial is your gateway to efficient and simple cross-border financial management.

Your ideal US Chequing Account

Earn daily interest on US funds
Switch to CAD when rates are favourable
No charge on in-branch deposits

Account features

Optimal currency exchange
Buy US dollars when your Canadian dollar is at par or better, ensuring you make the most of favorable exchange rates. Manage your US funds conveniently within this specialized account.
All transactions in US dollars
Enjoy the ease of conducting all transactions and managing your account entirely in US dollars. Simplify your financial transactions across borders without the hassle of currency conversions.
No-charge in-branch deposits
Make in-branch deposits seamlessly without incurring additional charges. Our commitment to convenience extends to ensuring your deposits are cost-free.
Daily interest on balances
Watch your account balances grow with daily interest accrual. At the end of each month, earned interest is paid directly into your US Chequing Account, maximizing the returns on your US dollar holdings.

Travel confidently with the Luminus Financial currency exchange and travel insurance

Embark on worry-free travels or indulge in global online shopping with our unbeatable foreign currency exchange rates. Luminus Financial offers a diverse range of banknotes, including US dollars, Euros, Brazilian reals, Hong Kong dollars, and more.

You can also secure your trip with Travel Insurance from CUMIS. Contact them at 1-800-810-2847, or visit cumis.com to get an online quote.

Frequently asked questions

Member news & articles

TFSA or RRSP

Maximizing Your Investments: Understanding TFSA and RRSP Strategies

If you're pondering over where to allocate your hard-earned money, the choice between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP) might seem like a daunting [...]
Read more
RESP Savings

Investing in Your Child’s Future: Unlocking Government Support with RESPs

In an era where the cost of post-secondary education is soaring, planning how you will pay for your child's academic future has never been more critical. One powerful solution is [...]
Read more
Retirement RRSP Basics

RRSP Basics – Setting Retirement Goals and Saving for Your Future

Feeling overwhelmed trying to understand Registered Retirement Savings Plans? We’re here to help. Setting and achieving financial goals is something that we all strive to do. But when it comes [...]
Read more

Ready to get started?

© 2023 Luminus Financial. All rights reserved. | View our Legal and Privacy Policy pages.

Skip to content