Explore a world of seamless financial products and personalized service
Simplify your banking with Luminus Financial. Easily manage account activity, pay bills, transfer funds, and handle government remittances such as GST. Choose from tailored accounts and convenient credit cards, and experience the simplicity of banking your way with our MEMBER CARD® debit card.
Chequing accounts
Classic Chequing Account
For those who prefer a straightforward approach to banking, our Classic Chequing Account is the perfect fit.
Tailored pricing: Pay for what you use, ensuring flexible finances.
Free deposits: Hassle-free banking with complimentary in-branch and electronic deposits.
Bonus fee waiver: Maintain a $1,000 balance for waived transaction fees—more savings toward your goals.
Credit unions operate as member-owned cooperatives, prioritizing member needs.
Not-for-profit
Operating as not-for-profit entities, credit unions offer better rates and lower fees.
Community focused
Rooted in communities, credit unions invest locally and prioritize a people-first approach.
Democratic decisions
Members have equal voting power, ensuring a democratic structure in credit unions.
Personalized service
Known for attentive service, credit unions provide individualized attention to members.
Better rates, lower fees
Credit unions offer favorable rates and lower fees due to their not-for-profit status.
Local decision-making
Credit unions make decisions locally, ensuring quick approvals and flexibility for members.
Financial education
Credit unions actively promote financial literacy, empowering members with resources.
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Luminus Financial is dedicated to designing financial products and services that work best for you. Embrace a new era of community banking—all online, all right here. Your financial journey begins with us.
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