At Luminus Financial, we're here to assist you in navigating your home ownership journey. Use the calculators below to estimate your monthly mortgage payments and explore various loan options to find a plan that is right for you.

Mortgage calculator

Use our mortgage payment calculator to quickly estimate your monthly mortgage payments and generate an amortization schedule.

Looking to understand your potential payment schedule? Visit the Financial Consumer Agency of Canada's official mortgage payment calculator for an in-depth view of your potential payments, amortization, interest paid, and more.

Mortgage affordability

The mortgage affordability calculator is a valuable tool that assists in assessing your borrowing capacity for a home loan. By analyzing various factors, such as your income, expenses, and current financial obligations, this calculator provides a clear estimate of the maximum amount you can borrow while maintaining financial stability.

Mortgage comparison

Not sure which mortgage is right for you? Use this handy comparison calculator to test out different scenarios and determine which is the right choice.

DISCLAIMER: These calculators are made available to you as tools for independent use and are not intended to provide advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only. Please visit your branch to seek personalized advice from qualified professionals for all personal finance issues.

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