Personal Loans

Get the money you need to do the things you want

Sometimes a personal loan makes the most financial sense. A loan can boost your credit, finance a dream, or provide the financial wiggle room you need to move forward. No matter what you need a personal loan for, we’re here to help make sure you find the loan that fits your unique financial goals. Whether you’re looking for a line of credit, a car loan or just want to fund a trip around the world, there's no need to put off until tomorrow what is possible today.

Personal loans can help you:

  • Furnish or renovate your home
  • Take a once in a lifetime vacation
  • Refinance or consolidate debt
  • Go back to college or take classes
  • Save money on paying taxes
  • Launch a small business
  • Boost your credit score
  • Invest in the future

Luminus personal car loans:

  • Our partners Car Choice Canada can help you find a car
  • Once you've found a car, we help finance it
  • Purchase a new or used vehicle
  • Competitive rates and great terms

Features of Luminus personal loans:

  • Customized loans to fit your needs
  • Up to 5 years to pay back the loan
  • Choose a fixed or variable interest rate
  • Credit disability and critical illness insurance are available.

You choose a payment plan that's right for you:

  • You decide when you make repayments (i.e. weekly, bi-weekly, semi-monthly or monthly)
  • Payroll deductions or direct debit can be automated
  • Know exactly when your loan will be paid off
  • Manage your loan online

If you're thinking about getting a personal loan, we are more than happy to talk you through your options. Email inquiries@luminusfinancial.com or call into our Financial Hub. You can also call our Loan Specialists at 416.366.5534 to set up an appointment or get pre-approved now.

 

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